Is Your Asset Sensitivity Costing You Too Much?

Phil Nussbaum

Market Minute

April 5, 2018

Of all the things community financial institutions should be focusing on, Phil considers excessive asset sensitivity to be among the top five most important. However, factors such as non-maturity deposit assumptions often understate asset sensitivity, making it difficult for institutions to understand what their asset sensitivity is actually costing them. Phil focuses on five points to keep in mind regarding your asset sensitivity.