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PRESS RELEASE

Performance Trust Taps Managing Director

Chicago

March 15, 2012

FDIC Veteran Bart Smith to Join Executive Team

Performance Trust Capital Partners announced today that Bart Smith has joined the company as Managing Director.

"Performance Trust represents a high-integrity platform from which to carry on my support for the industry by adding real value in areas that can help institutions achieve higher levels of success," Smith said. "I am certain that my long-view observations of industry trends and best practices can directly assist community banks in better realizing their potential. I am energized by the opportunity to help the industry move into a more vibrant and profitable future."

As Managing Director, Smith will provide community financial institutions with strategic financial advisory and investment banking services. He will also assist them in navigating government regulations and explain new and complex provisions in layman's terms. Smith will also speak on behalf of Performance Trust at conferences and events nationwide, among other responsibilities.

Smith comes to Performance Trust after a 25-year career with the Federal Deposit Insurance Corporation (FDIC). As a senior manager, Smith worked to maintain stability and public confidence in the nation's financial system, overseeing institutions' risk management processes and executing FDIC's insurance, consumer protection and receiver management responsibilities. During his tenure with the FDIC, he worked in supervisory capacities in Baltimore, MD and New York, NY, and most recently served as Territory Supervisor in Charlotte, NC.

"We're thrilled to have him on board," said Performance Trust CEO Richard Berg. "Bart brings a genuine commitment to disciplined investing. His wealth of experience will help financial decision-makers not only improve their overall performance potential but their understanding of the broader policy and regulatory aspects of investment management."

Smith, a graduate of The Citadel in Charleston, SC, and of the American Bankers Association Stonier Graduate School of Banking, lives in Charlotte, NC.

This announcement comes on the heels of last year's appointment of Douglas Rothschild to President of Performance Trust Investment Advisors, LLC, a sister company of Performance Trust Capital Partners specializing in fixed-income, bank equity and real estate investment strategies.

About Performance Trust Capital Partners

Performance Trust Capital Partners, LLC is committed to helping financial institutions improve their long-term performance and deliver shareholder value. Identifying your path to independence requires better tools and clear insights which lead to great decisions. For more information, go to www.performancetrust.com.

CONTACT: Pamela Shanahan, (312) 521-1690, pshanahan@performancetrust.com